ummm im still doing research on an armada, clearly an 06 now, my question is when ppl talk about that they got their truck for lets say $1000 over invoice (stickers says $38 invoice is $33 ) and then they got 2000 cash back to a total of say 31,000... does that mean they are financing the truck at that price? is there any down included? cuz they dont mention anything of a down payment. this is what im trying to look at, but most posts say they got their truck with incentive plus a lil bit more than invoice. since im looking to buy and LE 4x4 invoice is about $38. with 2000 cash back plus 10 down we're talking bout $26 am i right on this? then TTL and taxes $27. monthly payment lower than $500 a month. sounds good? making any sense?